The activebank Retail Cards module is a multi-currency, fully integrated component of activebank Retail.  It has been designed to provide a bank’s customers with a seamless and customer service-led experience, whether they are using a credit card, debit card, charge card, or our universal ‘combi-card’.

Our universal card continues to raise the bar in innovation; a single card that can link multiple accounts – be them debit, credit or charge, in different currencies – into one vehicle.  The card has been developed with the native intelligence to decipher which account a transaction correlates to, and assign it accordingly.  

Benefits of our universal card include:

• Reduced costs to a bank with only one card to issue, produce or change a PIN number for, and reissue where necessary
• Increased market share, through a greatly enhanced customer experience, providing new levels of flexibility for a bank’s customers to manage their finances in ground-breaking ways
• Reduced operational overheads, through managing the cards in-house instead of outsourcing to a third party
• Improved customer service, through keeping all operations in one place so that calls placed to a support line can be dealt with from a centralised point, with no cumbersome interfaces necessary

activebank Retail Cards supports the full range of card processing operations in both real-time and batch, including:

• Real-time POS purchase and cash withdrawal authorisation
• Real-time available funds and balance enquiry
• Real-time refunds, deposits, reversals and more
• Batch daily transaction files
• Batch card, account and balance details files
• PIN generation and card generation files

activebank Retail Cards is a true next generation application, built to support the evolution of your retail banking operations.  Can your bank afford not to choose it?